Transparency & Control
Every credit mandate you approve is clear, secure, and entirely in your hands. Peerpay Network gives you full control and confidence no surprises just clarity
Secure Authorization
Bank-grade security protocols protect your financial data
Full Transparency
Complete visibility into all transactions and terms
Your Control
Modify, pause, or cancel your mandate anytime
Building Confidence Through Clear Credit Mandates
PeerPay makes credit agreements easy to understand and enforce clearly outlining payment terms, schedules, and obligations so both parties commit with confidence and clarity.
Mandate Verification & Consent Preview
Easily review all mandate details, repayment terms, and permissions before activation, ensuring transparency and informed consent at every step.
Credit Mandate Agreement
Review and confirm your payment authorization
Monthly Deduction Schedule
How Transparent Credit Mandates Work
Easily review all mandate details, repayment terms, and permissions before activation, ensuring transparency and informed consent at every step.
Agreement Creation
Lender creates a digital mandate with all terms clearly defined: amount, duration, interest rate, payment schedule, and linked payment account.
Borrower Approves Mandate
Borrower receives the mandate and reviews every detail. Full transparency before signing no hidden fees, no surprises. Digital consent is captured and timestamped.
Automated Execution
Once active, the mandate executes automatically. Payments are deducted on schedule, records are created on the blockchain, and both parties can track progress in real-time.
Real-Time Tracking
Both parties access a live dashboard showing payment history, upcoming deductions, outstanding balance, and mandate status. Complete visibility at all times.
Tamper-Proof Records
Every transaction, modification, and payment is recorded on the blockchain. Immutable audit trail that protects both lender and borrower from disputes.
Mandate Completion
Once all payments are completed, the mandate closes automatically. Final record is sealed on the blockchain, credit history is updated, and both parties receive confirmation.
Why Digital Mandates Are Better
Traditional paper contracts vs. PeerPay digital mandates
Traditional Paper
Contracts
Hidden fees buried in fine print
Manual payment tracking prone to errors
Easily altered or disputed
No transparency on remaining balance
Difficult to enforce across borders
Lost documents mean lost proof
Time-consuming dispute resolution
PeerPay Digital Mandates
Every fee and charge shown upfront
Automated deductions on exact schedule
Blockchain-sealed, tamper-proof records
Real-time balance tracking for both parties
Cross-border enforcement built-in
Permanent, accessible proof of terms
Smart contract dispute resolution
Clear terms. Automatic execution.
Let PeerPay's transparent mandates eliminate disputes before they happen.