Clarity and Control Over Every Credit Agreement
PeerPay Network's Transparent Credit Mandate puts borrowers in control, linking their bank accounts with full consent, clear terms, and automated repayment you can trust.
PeerPay Network's Transparent Credit Mandate puts borrowers in control, linking their bank accounts with full consent, clear terms, and automated repayment you can trust.
Transparency & Control
Every credit mandate you approve is clear, secure, and entirely in your hands. Peerpay Network gives you full control and confidence no surprises just clarity
Secure Authorization
Bank-grade security protocols protect your financial data
Full Transparency
Complete visibility into all transactions and terms
Your Control
Modify, pause, or cancel your mandate anytime
Mandate Verification & Consent Preview
Easily review all mandate details, repayment terms, and permissions before activation —ensuring transparency and informed consent at every step.
Credit Mandate Agreement
Review and confirm your payment authorization
Monthly Deduction Schedule
Your Rights & Protections
You're in control. Peerpay ensures fair treatment, clear terms, and secure handling of your data —empowering you with the rights to dispute, cancel, or modify your mandate anytime.
No charges without notice
You'll always receive clear, advance notifications before any deductions are made from your account. This ensures you're never caught off guard and can plan your finances accordingly. No hidden fees, no unexpected surprises, just transparency and trust.
Cancel or pause mandate anytime
You have full control to pause, modify, or cancel your credit mandate at any time—no hidden restrictions. Whether you're switching to new payment methods or need temporary relief, you have complete freedom to manage your commitments on your own terms, with flexibility and ease.
Full visibility into all repayments
Stay informed and in control with complete transparency over your credit activity. Access a detailed, real-time transaction history that shows every repayment made, upcoming deductions, and remaining balances— ensuring there are no surprises and you always know where you stand.
Bank-grade encryption and compliance
Your data is safeguarded using advanced, industry-leading security protocols, including end-to-end encryption and strict compliance with financial regulations. We maintain the highest standards of data protection—ensuring that every transaction and personal detail is handled with the highest level of trust and security, just like your bank would.
How Peerpay Network Credit Mandate Works
Get a clear, step-by-step view of how our secure credit mandate system functions—from customer opt-in to mandate activation and repayment tracking.
Customer opts in at checkout
Customers can easily choose the credit option during the checkout process—whether online or in-store. With a simple tap or click, they opt into a seamless credit experience, gaining immediate access to flexible payment options tailored to their needs.
Peerpay Network generates secure mandate
Once the customer opts in, Peerpay Network automatically generates a secure, bank-backed authorization mandate. This digital mandate outlines the repayment terms, permissions, and schedule—ensuring that all parties are legally aligned and protected. Built with end-to-end encryption and full regulatory compliance, the mandate gives customers confidence and control, while enabling seamless repayment and collection workflows.
Mandate verified with bank
Peerpay provides a secure, automated verification layer for validating repayment mandates across institutions. This system ensures that every user’s credit agreement is legitimate, binding, and linked to the correct bank account. It eliminates human error, reduces the risk of fraud, and guarantees transparency for all parties involved in the recovery process.
Receive payment alerts
Peerpay sends timely alerts for every scheduled or completed repayment, so customers never miss a transaction. From payment reminders to confirmation receipts, our alert system ensures transparency, trust, and better financial awareness throughout the credit lifecycle.
Track and manage
Access a clear dashboard to view upcoming payments, completed transactions, and remaining balances. Peerpay empowers you to stay in control of your credit journey—helping you make informed decisions, avoid missed payments, and manage your finances more efficiently.