One platform, every commitment, complete transparency
Enforceable financial commitments designed to automate credit transactions, ensure trust, and simplify cross-bank settlements.
Merchant To Customer Credit
Enable credit transactions for your customers.
Interbank Recovery
Leverage our network for efficient loan recovery.
Smart Credit Advisory
Real-time advisory based on financial behavior.
Credit Payment Gateway
Payment gateway for credit transactions on your platform.
Transparent Credit Mandate
Every credit mandate transaction is backed by a digital mandate.
Blockchain Network
Interconnected nodes across all partner institutions for operational transparency.
Transforming Financial Commitments
in Africa's Digital Economy
PeerPay AFCS Network (Automated Financial Commitment Settlement Network) is a groundbreaking platform redefining how credit and financial agreements are managed in Nigeria.
A Financial Network That Serves
Everyone
From individuals building credit to banks mitigating risk and merchants ensuring payment PeerPay automates commitments and guarantees settlement across the entire ecosystem.
Individuals
Whether you're a student, professional, or small business owner, PeerPay helps you access trusted credit, build your financial credibility, and enjoy seamless automated repayments across banks and institutions.
Merchants
Give your customers the freedom to buy now and pay later safely. With PeerPay's secure, automated credit and collection system, you can grow sales, protect your cash flow, and let technology handle the repayments for you.
Financial Institutions
Lend with confidence and reach more customers. PeerPay's automated, cross-bank network turns every loan into a trusted commitment, helping you recover repayments effortlessly while reducing risk and expanding your lending opportunities.
Built on Trust. Backed By Automation.
PeerPay's foundation is trust between all parties (individuals, merchants, banks), but that trust isn't just a promise it's reinforced by automated systems that enforce commitments, ensuring agreements are always honored without manual intervention.
Trust Network
Building connections between individuals, merchants, and financial institutions.
MerchantsAutomated Enforcement
Smart systems that work 24/7 to ensure every commitment is honored automatically.
Real-time Processing
Instant verification and execution of agreements
Zero Manual Errors
Automated systems eliminate human mistakes
Secure Protocols
Military-grade encryption for all transactions
Guaranteed Honesty
Smart contracts enforce all commitments
Trust Without Compromise
Our automated systems ensure every promise is kept, every transaction is secure, and every party is protected without requiring manual oversight.
Why Choose
PeerPay
PeerPay isn't just a settlement layer, it's a network of guaranteed trust.
Enforceable digital mandates that protects both borrowers and lenders
Establishing a foundation of mutual security through automated, legally binding compliance.
Transparent credit mandate
Powered by smart contracts and blockchain powered verification
Leveraging distributed ledger technology to provide smart
settlement for a faster digital economy.
Choose exactly when and how you pay with a digital payment plan
Shop with confidence knowing your exact payment schedule upfront no surprises, ever.
Merchant to customer creditFrequently Asked Questions
Manage Your Financial Commitments
With Confidence
Unlock secure, automated credit workflows, whether you're a merchant, a bank, a fintech, or an individual managing your commitments.