Seamless Credit Recovery Between Financial Institutions
Enable banks and fintechs to collaborate on recovery.
Reduce bad debt. Accelerate collections — all through an intelligent, unified network.
Enable banks and fintechs to collaborate on recovery.
Reduce bad debt. Accelerate collections — all through an intelligent, unified network.
Solving Recovery Gaps
Between Financial
Institutions
Traditional loan recovery is slow, fragmented, and often ineffective especially when borrowers owe multiple institutions. Peerpay's Interbank Recovery system creates a trusted, coordinated network that helps banks, digital lenders, and credit providers recover loans more efficiently through secure mandates, real-time triggers, and cross-bank collaboration. It's a smarter, unified way to reduce defaults, protect revenue, and build trust across the financial ecosystem.
Unified Recovery Across Institutions
Track repayments, monitor borrower behavior, and manage risk across banks—all from one dashboard. Peerpay's recovery engine gives you the transparency you need to stay in control.
Reduce Defaults, Increase Accountability
With smart mandates, borrower tracking, and automated deduction triggers, Peerpay helps institutions reduce missed payments and improve borrower responsibility—without added pressure on your internal team.
Compliance-Ready & Fraud-Resistant
Peerpay enforces KYC, mandate verification, and secure data exchange across institutions—supporting regulatory compliance while protecting your credit operations from fraud and errors.
How Interbank Recovery Works
Cross-Institution Recovery
Enable seamless debt recovery across different banking institutions through Peerpay Network’s connected financial ecosystem. Whether a customer holds multiple accounts or switches banks, our system ensures that repayment obligations are tracked and enforced across all partner institutions. This reduces recovery friction, prevents missed payments, and increases credit reliability without the need for manual follow-ups.
Performance Analytics Dashboard
Gain deep insights into your recovery pipeline with a powerful, interactive dashboard that visualizes repayment trends, institution-level recovery rates, and borrower risk levels. This dashboard empowers credit teams and bank partners to make informed decisions, identify bottlenecks, and continually optimize recovery strategies for better outcomes.
Mandate Verification System
Peerpay provides a secure, automated verification layer for validating repayment mandates across institutions. This system ensures that every user’s credit agreement is legitimate, binding, and linked to the correct bank account. It eliminates human error, reduces the risk of fraud, and guarantees transparency for all parties involved in the recovery process.
Who PeerPay Is Built For
PeerPay supports individuals, groups, lenders, and institutions with tools to automate loan recovery, streamline repayments, and manage credit—without friction or follow-ups.
For Commercial
Banks
Empower traditional banking operations with smarter, real-time credit recovery tools. Peerpay streamlines debt recovery across accounts, enhances mandate management, and provides rich analytics—helping commercial banks reduce defaults, increase repayment efficiency, and strengthen customer trust in credit systems.
For Digital
Banks / Fintechs
Accelerate your lending experience with automated credit decisioning, seamless cross-bank repayment, and instant risk scoring. Peerpay integrates effortlessly with digital infrastructures to help fintechs scale credit offerings securely while improving user experience and regulatory compliance.
For Credit Bureaus
Support real-time credit reporting and monitoring with access to multi-institution recovery insights. Peerpay enhances the accuracy of borrower profiles by capturing up-to-date repayment behaviors, improving scoring models, and ensuring transparency across the financial ecosystem.
For Lending-as-a-Service Providers
Deliver end-to-end credit lifecycle support—from instant approval to final repayment—within your embedded finance platform. Peerpay enables LaaS providers to offer flexible repayment, mandate verification, and interbank recovery logic that scales with your partner network and product suite.